Best Savings Accounts In 2024 Which. The top hysa rate is at digital federal credit union (dcu), with 6.17% available on balances of up to $1,000. However, this is a cash management account for brokerage.
In fact, some of the top accounts are currently offering upwards of 5% apy. Betterment, for instance, offers an account with 5.50% apy.